The 10 Medigap Plans
Medicare Supplement insurance (also called Medigap) is private insurance that helps fill the “gaps” left in Original Medicare, Part A and Part B. Medigap helps you pay for costs such as Original Medicare’s deductibles and copayments, which can add up over the year....
Checklist for Finding a Medicare Supplement (Medigap) Plan
If you’re new to Medicare Supplement (Medigap) coverage, here are the most important things to keep in mind before joining a plan.
Apply during your Medigap Open Enrollment Period.
When joining a Medicare Supplement plan, one of the most important things you can do is enroll during the Medigap Open Enrollment Period. This is the six-mo...
Medicare Supplement (Medigap) Plans
While Original Medicare covers a variety of health services, it doesn’t cover everything. You’ll still have to pay cost-sharing requirements, like deductibles, copayments, and coinsurance. Medicare Supplement (also called Medigap) plans help fill the “gaps” in coverage by paying for some of the costs that Original Medicare doesn’t cover.
How Medicare Supplement plans work
To enroll in...
Medicare Supplement (Medigap) Plan Costs
A Medigap (Medicare Supplement) plan can help cover the medical and related out-of-pocket expenses that Original Medicare, Part A and Part B, doesn’t cover. For example, there’s a cost category called “Part B excess charges” that some Medigap plans cover. This is the amount that a medical provider is legally allowed to charge, in some situations, that’s higher than the M...
Changing Medicare Supplement (Medigap) Plans
The best time for you to sign up for a Medicare Supplement plan, also called Medigap, is when you turn 65 and are covered under Medicare Part B. This six-month period, known as your Medigap Open Enrollment Period, typically starts on your 65th birthday if you’re already enrolled in Part B. During this period, you’re guaranteed acceptance into any Medicare Supplement plan available in your area without submitting to a complete medic...