Terms of Use
Welcome to MedicareConsumerGuide.com, a web site where consumers can research Medicare-related topics. The web site is owned and operated by PlanPrescriber, Inc. (hereinafter, the "Company" or "PlanPrescriber"), a licensed insurance agency (see Licensing, below). The Company is a wholly owned subsidiary of eHealth, Inc. The Company provides its services to you subject to the following conditions. To use this web site and the services, you must be of legal age to enter into a binding contract and not be prohibited from using the web site or the services by the laws of the jurisdiction from which you access the web site or the services. If you visit or shop at MedicareConsumerGuide.com, you accept these conditions. Please read them carefully.
Legal Jurisdictions Only
The insurance services and products described on this web site are only for persons in those states and jurisdictions where such products and services may legally be sold. Nothing on this web site shall be considered a solicitation to buy or an offer to sell any products or services to any person in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful.
Use Limitation
This web site is for the use of consumers and who are researching and shopping for insurance products. You are not permitted to use this web site or its contents for any commercial or non-personal purpose (direct or indirect). The Company reserves the right to prevent any party who engages in such non-permitted use(s) from accessing this web site.
Consent
By using this web site, you consent to the terms of our Online Privacy Policy and to the Company's processing of personally identifiable information for the purposes given in the Privacy Policy. Should the Privacy Policy materially change, we intend to take every reasonable step to ensure that these changes are brought to your attention by posting all changes prominently on our web site for a reasonable period of time and by amending the privacy policy.
Third Party Web Sites.
This web site may provide links to external web sites or resources for your convenience and reference. The Company does not endorse and is not responsible for the availability of these external web sites or resources or for any content, advertising, products, or other materials on or available from such external web sites or resources. Your use of and dealings with the owners or operators of these external web sites or resources are at your own risk. You cannot make any claim against the Company arising out of your use of external web sites or resources.
Products and Services
Nothing on the web site contains an offer, promise or otherwise from the Company to provide you with a specific insurance product or that any participating insurer will provide you with a specific product for any purpose or on any specific terms.
Trademarks
PLANPRESCRIBER, EHEALTH and EHEALTHINSURANCE are registered trademarks of the Company or eHealth, Inc. (U.S. Registration Nos. 3582969, 2180628 and 2394766, respectively). These trademarks may not be used in connection with any product or service that is not the Company's in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits the Company. All trademarks not owned by the Company that appear on this web site are the property of their respective owners.
Copyrights
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of the Company or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of the Company and protected by United States and international copyright laws. All software used on this site is the property of the Company or its software suppliers and protected by United States and international copyright laws. Report a claim of copyright infringement.
Your Account
If you use this web site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Further, by using this web site, you warrant that you are at least 18 years of age and possess the legal authority to use this web site. You agree to supervise all usage of this web site by minors under your name or account. The Company reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.
Disclaimer of Warranties and Limited Liability
THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS.TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
Applicable Law
By visiting MedicareConsumerGuide.com, you agree that the laws of the state of California, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that might arise between you and the Company.
Existing Insurance Coverage
DO NOT CANCEL ANY EXISTING INSURANCE UNTIL YOU RECEIVE WRITTEN CONFIRMATION FROM THE INSURANCE COMPANY TO WHICH YOU ARE APPLYING THAT YOUR NEW POLICY IS IN EFFECT.
Amendments
We may amend this Legal and Licensing Policy from time to time. If you continue to use the web site and/or the services provided by the web site after the amendments become effective, you are deemed to have agreed to be bound by the Policy as amended. If you do not agree to the amended Policy, then you agree not to use the web site and the services provided by the web site.
Licensing
This web site is brought to you by the following licensed brokers in each respective state which require insurance transactions to be conducted through a licensed agent/broker. Each agent/broker is associated with PlanPrescriber, Inc., a Delaware corporation with principal places of business at:
PlanPrescriber Inc.
8 Clock Tower Place
Suite 400
Maynard, MA 01754
[insert licenses]
